Utah County’s #1 Choice
For Medicare Planning!
Are You Nearing Age 65…Wondering If You Need To Sign Up For Medicare…While Worrying About How To Avoid Paying A Late Penalty?
(Serving All Cities From Draper to Santaquin And All Surrounding Areas Of Utah County)
Don't Rely On Assumptions, Or Risk Your Financial Future Doing Anything On Your Own!
Hi, I’m Kristy Peterman! I Help Regular People Turning 65 In Utah Feel More Confident In Understanding The New, Confusing And Challenging Medicare Rule Changes, So They Are Better Prepared And Protected From The Common (And Costly) Mistakes Others Make Doing The Wrong Things At The Wrong Time.
I’ve Authored The #1 Best-Selling Book, Starting Medicare Smartly, And Am The Only Local, Authorized Agent Allowed To Offer The Free, Nationally Recognized, 5-Star Rated, Medicare SmartStart Program™ For Residents In Utah County. I Have Personally Helped Many Folks And Families Apply For Their Federal Medicare Part A&B Benefits And Choose Top Rated Private Insurance Plans That Give Them More While Paying Less!
There Is No Other Medicare Experience In The Area Where Everything Required, From Start To Finish, Is Done-For-You — All At No Cost
(And You’ll Actually Enjoy!)
Now, I’d Like To Help You, Too!
Utah Medicare Help Is Utah County’s #1 Choice For Medicare Planning!
Utah Medicare Help is the top Medicare planning service for all cities from Draper to Santaquin and all surrounding areas in Utah County.
Whatever step of starting Medicare you are at, we offer qualified, local help from real, happy and helpful humans for free: Proactive Medicare Planning Pre-65, How To Sign Up For Medicare Part A, How To Sign Up For Medicare Part B, How To Avoid Paying A Medicare Late Penalty After 65, and even Finding The Best Medicare Insurance Plan In Utah, all under one roof, so you don’t have stress and struggle dealing with the time- consuming and challenging chore others constantly complain about.
We Are The Only Approved Agency Authorized To Offer The Medicare SmartStart Program™
The Medicare SmartStart Program™ is a FREE, 5-star rated, nationally recognized, planning service for Baby Boomers to help understand the recent THREE (3) KEY CHANGES made to Medicare, which for the first time in history, is causing more mistakes to be made and more penalties to be paid:
The new rules and requirements
The New Laws and Legislation (CAA)
Passed by Congress and hidden in the four-part Consolidated Appropriation Act (CAA), 2021–2024, which:
- Redefined your Medicare penalty period deadline
- Requires additional considerations for creditable coverage eligibility
- Has special impacts for younger spouses
- Affects individuals working past 65 and delaying Social Security benefits
The New Process and Procedures (IRA)
Written into the Inflation Reduction Act (IRA), effective January 2025, which:
- Requires all Social Security offices nationwide to limit (and severely restrict) availability for in-person Medicare application appointments
- Now requires Legal U.S. Citizens to complete this process independently, without in-person assistance
Learn more about how the FREE, 5-star rated, nationally recognized Medicare SmartStart Program™ can get everything done, done right, and done on time — FOR YOU — so you have the confidence to absolutely avoid making the common mistakes, messing anything up, and prevent and protect yourself from paying a costly late penalty at 65, or anytime after:
https://www.utahmedicarehelp.org/program/
Medicare Smart Starter
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10 BIG BENEFITS OF WORKING WITH US:
1. Less Risk With A Service-Based Company, Not Sales-Based
We are known as the “anti-insurance agency” and don’t act like “salespeople.” We have made a concerted and controlled effort to offer you educational information first and foremost.
While others start by trying to convince you “why you should buy this or that insurance,” we do the opposite. Instead, we ask you to share your situation, so we can help you decide and determine IF you are required to do anything with Medicare at 65, or not…what needs to be done…and when to do it…which means there is no way anything will be done wrong — without question.
We are the only Medicare experience you’ll find who provides this kind of honest and helpful education-first experience and expertise.
2. The Most Qualified Specialists Focused On Helping You Start Medicare For The First Time
We are the only approved agency authorized to offer the free, 5-star rated, and nationally recognized Medicare SmartStart Program™ in the area.
You will get the same great guidance other Utahn’s have relied on, from the very person who literally wrote the #1 best-selling and award-winning book, Starting Medicare Smartly, as well as being the only Certified Starting Medicare Specialist™ (CSMS) found around town.
We are widely considered the #1 most popular and preferred place for Medicare planning in Utah County.
3. We Save Your Sanity
Rather than attempt to do everything yourself at home, alone, online…or have to suffer through the stress of calling Social Security, wait on hold for hours spinning your wheels, just to talk with robots over-the-phone…we will give you accurate answers and advice the good, old-fashioned way — with real in-person help from a happy human, right here where you live.
You’ll enjoy us handling everything Medicare requires, done-for-you, done right and done on time, so you don’t feel forced to figure out the fine print or try and tackle anything on your own!
4. Pre-Set, Pre-Scheduled Appointments
We understand you’re busy. Always on the go. Carting grandkids to games and trying to stay social. All this while likely still working. We understand that your time is important, and limited, and when spent doing something you don’t really want to be doing…like dealing with Medicare…it needs to be worthwhile, not wasteful, and when all is said and done, result in some sort of real meaningful value, right?
That’s why everything we do is by appointment only. Our time together will take about an hour, and having a pre-set, pre-scheduled session allows us to be better prepared for you and your needs, and that means it is a better use of your time. No interruptions. No distractions. All our attention is on you. We even provide convenient appointment times and will try to work around your work schedule if needed.
5. Provide Accurate Answers And Advice To The #1 Question You Should Be Asking
It’s more and more common for Baby Boomers to choose to work past 65, waiting to collect Social Security until “full-retirement” age, but now need to know “Should I sign up for Medicare at 65, or will I pay a penalty if I wait until later in life?”
You won’t know for sure what you should do, until we get together, sit side-by-side, and we conduct a complete audit and assessment of your current healthcare costs VS what moving to Medicare might look like for you. PLUS, we’ll show you the legal way to protect yourself from a future late penalty if it does make sense to wait on Medicare.
(*NOTE: For most folks, in most situations, Medicare is far less expensive per month and will actually provide better coverage with better benefits saving you more money!)
6. Constant And Consistent Communication Leaving You Without Wonder Or Worry
When you attempt to deal with Medicare directly yourself, either online or over-the-phone, you do not, and will not, receive any sort of follow up during the application process leaving you feeling anxious, even annoyed, wondering or worried about where things stand, and what’s happening.
We take pride in the fact that this does not, and will not, happen when you work with us.
We personalize your very own Medicare timeline and “to do” list based on the situation you share, and create a customized checklist, so you have a clear expectation about what to expect, step-by-step, from start to finish, without question. Our sole goal is to help you sleep more soundly without Medicare keeping you up at night!
7. Coordination Of Coverage Between Current Healthcare Ending And Medicare Beginning
The worst thing that can happen when you sign up for Medicare yourself, is making a mistake, or messing something up, and it causes a delay with your Medicare benefits beginning, after your current healthcare coverage will be ending.
We don’t want you to have a gap, lapse, or go uninsured, because of a wrong assumption. And, maybe worse, we want to avoid at all costs having you need to buy costly COBRA coverage at any time.
That’s why when you work with us, and our FREE Medicare SmartStart Program™, we will fill out and file all your forms FOR YOU, and with our agency ID applied, we can be assigned to do all the difficult, dirty work and coordinate your coverage for you! We know how to work with Social Security, so instead of waiting the typical 3 months for application approval, our turn-around time can be as fast as 3-4 weeks.
8. One Of The Only, Truly Independent Agencies Around
Today, it’s more important than ever, to know how to make the right choice when you choose who you will work with for your Medicare planning.
Insurance Company employee’s and many brokers who must meet a monthly quota, may be bribed, bonused, or bought-off, and will persuade or pressure you to buy a certain companies coverage that’s not in your best interest, rather what’s best for their bank accounts.
We don’t do this and refuse to compromise our convictions.
We work as an independent contractor, paid a fixed fee-for-service set by the Center Of Medicare Services (CMS), irrelevant of the company you choose or the plan you pick. We make our money based purely on how many people we help each month, so you know our research, review and recommendations are always objective and honest. We have NO incentive, influence, or conflict of interest with any Insurance Company.
9. Family-Run, Local Small-Business
Small-businesses across America are quickly being removed by large Corporate Conglomerates. Human beings are being replaced by robots. Everyone seems to say the same bad things about this, but no one does anything different.
When you work with us at Utah Medicare Help, you are supporting Kristy, and her spouse, Chris, who are working hard to raise their 6 kids, provide them the best life we can, and still have some money on the side to save for their futures.
Your choice as a consumer directly impacts whether another CEO can buy a second vacation home or new speed boat, or our family can continue to pay basic bills and put food on the table.
10. Everything Is 100% FREE...And 100% GUARANTEED!
We believe our word is our bond. And not too many people stand firmly behind saying what they will do, and actually doing what they say, and allow themselves to be held accountable for their actions and efforts.
In today’s untrusting world, we’re working hard to overcome the skepticism and suspicion you may have surrounding anything mentioning Medicare, since you might feel fearful of scams and swindlers (and rightfully so).
We’d like the chance to earn your trust and prove we can, and will, exceed your highest level of expectations, so we’re willing to put our money where our mouth is and put our reputation to the test.
While we cannot refund you any money because our educational Medicare SmartStart Program™ is 100% free, (there’s really no way we can make free any free-ER), what we can offer you is this…
After we meet, if you do not believe our time together was valuable, or you feel like your time was wasted…just look us in the eye and let us know and we will personally write a check for $100.00 to the charity of your choice before you leave — no questions asked!
We GUARANTEE you a 100% frustration-free Medicare experience you’ll actually enjoy!
A Personal Message About Medicare From The Owner
Dealing with Medicare directly can be…difficult. You’ll quickly realize most Medicare mail you see, or are sent, is not useful information. In fact, it’s mostly marketing solicitations trying to sell you something, leaving you more confused and concerned, maybe even clueless. I’m sure you have questions and likely aren’t even sure where to start.
And with Social Security offices now restricting in-person Medicare application appointments, you’re left, lost and alone, to fend for yourself and figure out all the fine print about the new rule changes and requirements…
…what’s worse, the instructions found online are old, outdated and often incomplete or incorrect causing everyday people, who’ve worked hard, paid their fair share of taxes, and played by the rules, to make critical mistakes. Mistakes that if made can cause you to pay costly penalties, permanently increasing your Medicare price for life…and that’s not fair or your fault!
The help you thought you would have, is no longer there. That’s why I’ve made it my mission to help folks and families go from feeling confused or concerned (even clueless) to certain and confident knowing exactly what to do with Medicare, and when, without ever having to take a risk, or roll the dice, relying on assumptions, wondering and worrying if what you’re doing is right.
I love helping the residents of Utah make the entire challenging chore Medicare can be…simpler, easier, stress-free and effortless. I’d like the chance to help you, too.
Let me take away all the stress of trying to tackle Medicare on your own.
Kristy Peterman
Owner & President
Utah Medicare Help
Medicare SmartStart Program™ Utah County